{"id":193,"date":"2019-01-21T10:49:26","date_gmt":"2019-01-21T02:49:26","guid":{"rendered":"http:\/\/www.easy-ca.com\/stanley0\/?p=193"},"modified":"2019-01-21T10:49:26","modified_gmt":"2019-01-21T02:49:26","slug":"%e9%ab%98%e5%80%ba%e5%8a%a1%e9%ab%98%e6%88%bf%e4%bb%b7-%e7%a9%86%e8%bf%aa%e9%99%8d%e4%bd%8e%e5%8a%a0%e6%8b%bf%e5%a4%a76%e5%a4%a7%e9%93%b6%e8%a1%8c%e4%bf%a1%e7%94%a8%e8%af%84%e7%ba%a7%e2%80%96","status":"publish","type":"post","link":"https:\/\/stanleyfinancial.ca\/?p=193","title":{"rendered":"\u9ad8\u503a\u52a1+\u9ad8\u623f\u4ef7 \u7a46\u8fea\u964d\u4f4e\u52a0\u62ff\u59276\u5927\u94f6\u884c\u4fe1\u7528\u8bc4\u7ea7\u2016\u964d\u8bc4\u7ea7\u610f\u5473\u7740\u4ec0\u4e48\uff1f"},"content":{"rendered":"<p>\u81ea\u4ece4\u670821\u65e5\u5b89\u7701\u5f00\u59cb\u5f81\u6536\u6d77\u5916\u4e70\u5bb6\u8d2d\u623f\u7a0e\uff0c\u63a5\u8e35\u800c\u6765\u7684\u79cd\u79cd\u8ff9\u8c61\u8868\u660e\uff0c\u52a0\u62ff\u5927\u623f\u5e02\u5371\u673a\u6b63\u5728\u52a0\u6df1\u3002<\/p>\n<section class=\"\" data-tools=\"135\u7f16\u8f91\u5668\" data-id=\"86318\">\n<section class=\"\">\n<section>\n<section><span class=\"\" data-brushtype=\"text\">\u516d\u5927\u94f6\u884c\u4fe1\u7528\u8bc4\u7ea7\u5168\u90e8\u964d\u7ea7<\/span><\/section>\n<\/section>\n<\/section>\n<\/section>\n<p>\u6743\u5a01\u4fe1\u7528\u8bc4\u7ea7\u673a\u6784\u7a46\u8fea\u661f\u671f\u4e09\uff085\u670810\u65e5\uff09\u4e0b\u8c03\u52a0\u62ff\u5927\u516d\u5927\u94f6\u884c\u4fe1\u7528\u8bc4\u7ea7\uff0c<strong>\u7406\u7531\u662f\u52a0\u62ff\u5927\u7684\u9ad8\u623f\u4ef7\u548c\u52a0\u62ff\u5927\u4eba\u9ad8\u8fbe167%\u7684\u6536\u5165\u503a\u52a1\u6bd4\u4f7f\u6d88\u8d39\u8005\u548c\u52a0<\/strong><strong>\u62ff\u5927\u94f6\u884c\u5728\u9762\u4e34\u7ecf\u6d4e\u4e0b\u6ed1\u98ce\u9669\u65f6\u6bd4\u8fc7\u53bb\u66f4\u8106\u5f31<\/strong><strong>\uff0c\u52a0\u62ff\u5927\u94f6\u884c\u7684\u7ecf\u8425\u73af\u5883\u5c06\u66f4\u6709\u6311\u6218\u6027\u3002<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-199\" src=\"http:\/\/www.easy-ca.com\/stanley0\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-53.jpg\" width=\"640\" height=\"398\" srcset=\"https:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-53.jpg 640w, https:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-53-300x187.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p><strong>\u516d\u5bb6\u52a0\u62ff\u5927\u94f6\u884c\u90fd\u88ab\u964d\u4f4e\u4e00\u4e2a\u7b49\u7ea7\u3002<\/strong><\/p>\n<p><strong>\u906d\u7a46\u8fea\u964d\u7ea7\u7684\u516d\u5927\u94f6\u884c\u5305\u62ecToronto-Dominion Bank\uff0cBank of Montrea\uff0cBankof Nova Scotia\uff0cCanadian Imperial Bank of Commerce\uff0cNational Bank of Canada\u4ee5\u53caRoyal Bank of Canada\u3002<\/strong><\/p>\n<p>\u9053\u660e\u94f6\u884c\u88ab\u964d\u4e3aAa2\uff0c\u5176\u4f59\u4e94\u5bb6\u88ab\u964d\u4e3aA1\u3002\u4ee5Aa\u5f00\u5934\u7684\u7b49\u7ea7\u5c5e\u4e8e\u201c\u9ad8\u8d28\u91cf\uff0c\u4fe1\u7528\u98ce\u9669\u975e\u5e38\u4f4e\u201d\uff0c\u4ee5A\u5f00\u5934\u7684\u7b49\u7ea7\u4e3a\u201c\u9ad8\u5230\u4e2d\u7ea7\uff0c\u4fe1\u7528\u98ce\u9669\u4f4e\u201d\u3002<\/p>\n<p>CBC\u8bb0\u8005Peter Evans\u62a5\u9053\u8bf4\uff0c<strong>\u4fe1\u7528\u8bc4\u7ea7\u964d\u4f4e\u540e\uff0c\u94f6\u884c\u7684\u8fd0\u8425\u6210\u672c\u4f1a\u9010\u6e10\u589e\u52a0\uff0c\u4f8b\u5982\u501f\u8d37\u6210\u672c\u3002<\/strong>\u4e3a\u4e86\u4e0d\u5f71\u54cd\u5229\u6da6\uff0c<strong>\u5b83\u4eec\u53ef\u80fd\u4f1a\u63d0\u9ad8\u5229\u606f\u7387\u6216\u670d\u52a1\u8d39\u3002<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-201\" src=\"http:\/\/www.easy-ca.com\/stanley0\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-54.jpg\" width=\"618\" height=\"349\" srcset=\"https:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-54.jpg 618w, https:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2019\/01\/4ffce04d92a4d6cb21c1494cdfcd6dc1-54-300x169.jpg 300w\" sizes=\"auto, (max-width: 618px) 100vw, 618px\" \/><\/p>\n<blockquote><p>\u52a0\u62ff\u5927\u516d\u5927\u94f6\u884c\u662f\u9053\u660e\u94f6\u884c\uff08TD\uff09\uff0c\u8499\u7279\u5229\u5c14\u94f6\u884c\uff08Bank of Montreal\uff09\uff0c\u4e30\u4e1a\u94f6\u884c\uff08Bank of Nova Scotia\uff09\uff0c\u52a0\u62ff\u5927\u5e1d\u56fd\u5546\u4e1a\u94f6\u884c\uff08CIBC\uff09\uff0c\u52a0\u62ff\u5927\u56fd\u6c11\u94f6\u884c\uff08National Bank\uff09\u548c\u52a0\u62ff\u5927\u7687\u5bb6\u94f6\u884c\uff08RBC\uff09\u3002<\/p><\/blockquote>\n<section class=\"\" data-tools=\"135\u7f16\u8f91\u5668\" data-id=\"86318\">\n<section class=\"\">\n<section>\n<section><span class=\"\" data-brushtype=\"text\">\u52a0\u62ff\u5927\u94f6\u884c\u76c8\u5229\u80fd\u529b\u98ce\u9669\u4e0a\u5347<\/span><\/section>\n<\/section>\n<\/section>\n<\/section>\n<p><strong>\u94f6\u884c\u4fe1\u7528\u53d8\u5dee\uff0c\u4fe1\u7528\u98ce\u9669\u66f4\u5927<\/strong><\/p>\n<p>\u7a46\u8fea\u4e3b\u8981\u4e0b\u8c03\u8fd9\u516d\u5927\u884c\u7684\u57fa\u7840\u4fe1\u7528\u8bc4\u5b9a\u3001\u957f\u671f\u8d1f\u503a\u5b58\u6b3e\u8bc4\u7ea7\u548c\u4ea4\u6613\u5bf9\u624b\u98ce\u9669\u8bc4\u4f30\u8fd9\u4e09\u65b9\u9762\u7684\u8bc4\u7ea7\u3002\u4fe1\u7528\u8bc4\u7ea7\u7684\u964d\u4f4e\u610f\u5473\u7740\u94f6\u884c\u4fe1\u7528\u53d8\u5dee\uff0c\u4fe1\u7528\u98ce\u9669\u66f4\u5927\uff0c\u4e5f\u610f\u5473\u7740\u88ab\u964d\u7ea7\u7684\u94f6\u884c\u5fc5\u987b\u4ed8\u51fa\u66f4\u591a\u7684\u94b1\u6765\u501f\u94b1\uff0c\u6545\u5c06\u9010\u6e10\u589e\u52a0\u94f6\u884c\u7684\u8425\u4e1a\u6210\u672c\u3002<\/p>\n<p><strong>\u5bb6\u5ead\u8d1f\u503a\u6c34\u5e73\u5347\u9ad8\uff0b\u623f\u4ef7\u6301\u7eed\u589e\u957f\u2014\u2014\u7f6a\u9b41\u7978\u9996<\/strong><\/p>\n<p>\u52a0\u62ff\u5927\u5bb6\u5ead\u8d1f\u503a\u6c34\u5e73\u5347\u9ad8\uff0c\u623f\u4ef7\u6301\u7eed\u589e\u957f\uff0c\u4f7f\u5f97\u6d88\u8d39\u8005\u548c\u94f6\u884c\u6bd4\u4ee5\u5f80\u66f4\u5bb9\u6613\u53d7\u5230\u7ecf\u6d4e\u4e0b\u884c\u98ce\u9669\u7684\u5f71\u54cd\u30022016\u5e74\u5e74\u5e95\uff0c\u52a0\u62ff\u5927\u79c1\u8425\u90e8\u95e8\u503a\u52a1\u7387\u4e0a\u5347\u81f3185.0%\uff0c\u800c2015\u5e74\u5e74\u5e95\u4e3a179.3%\uff0c\u8fd9\u663e\u793a\u52a0\u62ff\u5927\u94f6\u884c\u4e1a\u8d44\u4ea7\u8d28\u91cf\u548c\u76c8\u5229\u80fd\u529b\u7684\u98ce\u9669\u90fd\u5728\u4e0a\u5347\u3002<\/p>\n<section class=\"\" data-tools=\"135\u7f16\u8f91\u5668\" data-id=\"86318\">\n<section class=\"\">\n<section>\n<section><span class=\"\" data-brushtype=\"text\">\u77ed\u671f\u4e0d\u4f1a\u4e0a\u8c03\u94f6\u884c\u8bc4\u7ea7<\/span><\/section>\n<\/section>\n<\/section>\n<\/section>\n<p>\u7a46\u8fea\u8868\u793a\uff0c\u5728\u77ed\u671f\u5185\uff0c\u53732017\u5e74\u4f59\u4e0b\u65f6\u95f4\u6216\u66f4\u957f\u65f6\u95f4\u5185\uff0c\u4e0d\u4f1a\u4e0a\u8c03\u4e0a\u8ff0\u94f6\u884c\u7684\u8bc4\u7ea7\u3002\u4e0d\u8fc7\uff0c\u5982\u679c\u52a0\u62ff\u5927\u7684\u5b8f\u89c2\u7ecf\u6d4e\u73af\u5883\u5f97\u5230\u6539\u5584\uff0c\u94f6\u884c\u4e1a\u80fd\u591f\u4fdd\u6301\u7a33\u5b9a\u7684\u8d22\u52a1\u6c34\u5e73\u7684\u8bdd\uff0c\u8fd9\u4e9b\u94f6\u884c\u7684\u8bc4\u7ea7\u4e5f\u5c06\u5f97\u5230\u518d\u5ea6\u8c03\u6574\u3002<\/p>\n<section class=\"\" data-tools=\"135\u7f16\u8f91\u5668\" data-id=\"86318\">\n<section class=\"\">\n<section>\n<section><span class=\"\" data-brushtype=\"text\">\u8d1f\u8f7d\u7d2f\u7d2f\u7684\u52a0\u62ff\u5927\u4eba<\/span><\/section>\n<\/section>\n<\/section>\n<\/section>\n<p>\u636e\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u4eca\u5e743\u6708\u4efd\u53d1\u5e03\u7684\u6570\u636e\uff0c\u53bb\u5e74\u7b2c\u56db\u5b63\u5ea6\u52a0\u62ff\u5927\u4eba\u503a\u52a1\u4e0e\u53ef\u652f\u914d\u6536\u5165\u7684\u6bd4\u7387\uff08 debt-to-disposableincome ratio\uff09\u5df2\u7ecf\u8fbe\u5230167.3%\uff0c\u610f\u5473\u7740\u52a0\u62ff\u5927\u5bb6\u5ead\u6bcf1\u5143\u53ef\u652f\u914d\u6536\u5165\u4e2d\u5c31\u6709\u7ea61.67\u5143\u7684\u6b20\u503a\u3002<\/p>\n<p>\u53bb\u5e74\u5e74\u5e95<strong>\u52a0\u62ff\u5927\u4eba\u603b\u503a\u52a1\u5df2\u7ecf\u8d85\u8fc7$2\u4e07\u4ebf\uff0c\u5176\u4e2d$1.3\u4e07\u4ebf\u662f\u623f\u5c4b\u8d37\u6b3e\u7684\u6b20\u503a\uff0c\u5176\u6bd4\u4f8b\u9ad8\u8fbe65%<\/strong>\u3002\u6362\u8a00\u4e4b\uff0c\u52a0\u62ff\u5927\u5bb6\u5ead\u7684\u503a\u52a1\u4e3b\u8981\u6765\u81ea\u4e8e\u4e70\u623f\u6b20\u503a\u3002<\/p>\n<section class=\"\" data-tools=\"135\u7f16\u8f91\u5668\" data-id=\"86318\">\n<section class=\"\">\n<section>\n<section><span class=\"\" data-brushtype=\"text\">Home Capital Group \u80a1\u4ef7\u66b4\u8dcc<\/span><\/section>\n<\/section>\n<\/section>\n<\/section>\n<p>\u800c\u5c31\u5728\u4e0a\u670826\u65e5\uff0c\u56e0\u50a8\u6237\u62c5\u5fe7\u52a0\u62ff\u5927\u697c\u5e02\u6ce1\u6cab\uff0c\u4ee4\u52a0\u62ff\u5927\u6700\u5927\u7684\u975e\u94f6\u884c\u623f\u8d37\u673a\u6784Home Capital Group\u9677\u5165\u6324\u5151\u98ce\u6f6e\uff0c\u4e0d\u5f97\u4e0d\u5ba3\u5e03\u4e3e\u503a$20\u4ebf\u52a0\u5143\u4f5c\u4e3a\u7d27\u6025\u6d41\u52a8\u6027\u8d37\u6b3e\uff0c\u5176\u9ad8\u606f\u50a8\u84c4\u8d26\u6237\u5b58\u6b3e\u989d\u57283\u670828\u65e5\u81f34\u670824\u65e5\u5185\u6025\u901f\u51cf\u5c11\u4e86$5.91\u4ebf\u7f8e\u5143\uff0c\u4ec5\u526914\u4ebf\u7f8e\u5143\u3002\u5f53\u65e5\u8be5\u516c\u53f8\u80a1\u4ef7\u66b4\u8dcc65%\u3002<\/p>\n<p>\u81f35\u67088\u65e5\uff0c\u8fd9\u4e00\u9ad8\u606f\u50a8\u84c4\u8d26\u6237\u4e2d\u7684\u5b58\u6b3e\u5df2\u7ecf\u4e0d\u8db3$2\u4ebf\u52a0\u5143\u3002\u6b64\u5916\uff0cHome Capital Group\u5df2\u4ece\u603b\u989d\u5ea6$20\u4ebf\u52a0\u5143\u7684\u8d37\u6b3e\u4e2d\u63d0\u53d6\u4e8614\u4ebf\u52a0\u5143\uff0c\u4e5f\u5c31\u662f\u8bf4\uff0c\u7d27\u6025\u8d37\u6b3e\u4e2d\u4ec5\u5269$6\u4ebf\u52a0\u5143\u53ef\u7528\u3002<\/p>\n<p>\u6709\u60b2\u89c2\u8005\u8ba4\u4e3a\uff0cHome Capital Group\u4e0d\u4ec5\u5531\u8870\u4e86\u52a0\u62ff\u5927\u623f\u8d37\u5e02\u573a\uff0c\u800c\u4e14\u663e\u793a\u52a0\u62ff\u5927\u6709\u53ef\u80fd\u51fa\u73b0\u7cfb\u7edf\u6027\u91d1\u878d\u98ce\u9669\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u81ea\u4ece4\u670821\u65e5\u5b89\u7701\u5f00\u59cb\u5f81\u6536\u6d77\u5916\u4e70\u5bb6\u8d2d\u623f\u7a0e\uff0c\u63a5\u8e35\u800c\u6765\u7684\u79cd\u79cd\u8ff9\u8c61\u8868\u660e\uff0c\u52a0\u62ff\u5927\u623f\u5e02\u5371\u673a\u6b63\u5728\u52a0\u6df1\u3002 \u516d\u5927\u94f6\u884c\u4fe1\u7528\u8bc4\u7ea7\u5168<a class=\"excerpt-readmore\" href=\"https:\/\/stanleyfinancial.ca\/?p=193\">&hellip;Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=193"}],"version-history":[{"count":1,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/193\/revisions"}],"predecessor-version":[{"id":202,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/193\/revisions\/202"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/media\/199"}],"wp:attachment":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=193"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=193"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}