{"id":1687,"date":"2020-07-07T09:01:41","date_gmt":"2020-07-07T01:01:41","guid":{"rendered":"http:\/\/stanleyfinancial.ca\/?p=1687"},"modified":"2020-07-21T09:04:30","modified_gmt":"2020-07-21T01:04:30","slug":"%e6%a5%bc%e5%b8%82%e5%a4%8d%e8%8b%8f%e9%87%8d%e5%a4%a7%e5%88%a9%e5%a5%bd%ef%bc%8c%e6%8c%89%e6%8f%ad%e5%88%a9%e7%8e%87%e5%86%8d%e6%ac%a1%e4%b8%8b%e8%b0%83","status":"publish","type":"post","link":"https:\/\/stanleyfinancial.ca\/?p=1687","title":{"rendered":"\u697c\u5e02\u590d\u82cf\u91cd\u5927\u5229\u597d\uff0c\u6309\u63ed\u5229\u7387\u518d\u6b21\u4e0b\u8c03"},"content":{"rendered":"<p><strong>\u697c\u5e02\u590d\u82cf\u91cd\u5927\u5229\u597d\uff0c\u6309\u63ed\u5229\u7387\u518d\u6b21\u4e0b\u8c03<\/strong><\/p>\n<p>\u75ab\u60c5\u7206\u53d1\u9ad8\u5cf0\u76844\u30015\u6708\uff0c\u697c\u5e02\u8868\u73b0\u4e0d\u5c3d\u4eba\u610f\u3002\u201c\u5d29\u76d8\u201d\u3001\u201c\u8170\u65a9\u201d\u7684\u5f3a\u70c8\u5531\u7a7a\u6d3e\u53c8\u91cd\u51fa\u6c5f\u6e56\u3002\u5c3d\u7ba1\u975e\u5e38\u65f6\u671f\uff0c\u697c\u5e02\u6295\u8d44\u786e\u5b9e\u9700\u8981\u614e\u4e4b\u53c8\u614e\uff0c\u4f46\u73b0\u5728\u56de\u8fc7\u5934\u6765\u770b\uff0c\u697c\u5e02\u7684\u5185\u751f\u52a8\u529b\u4e4b\u5f3a\u6709\u70b9\u51fa\u4e4e\u610f\u6599\u3002<\/p>\n<p>\u7531\u4e8e\u592e\u884c\u201c\u653e\u6c34\u201d\u53ca\u65f6\uff0cGTA\u697c\u5e02\u5728\u7ecf\u5386\u4e86\u4e00\u4e2a\u5e45\u5ea6\u4e0d\u7b97\u5f88\u5927\u7684V\u578b\u53cd\u8f6c\u540e\uff0c\u53c8\u5f00\u59cb\u6b65\u5165\u4e0a\u5347\u901a\u9053\u3002<\/p>\n<p>\u592e\u884c\u7684\u964d\u606f\u9884\u671f\u63d0\u632f\u6295\u8d44\u8005\u4fe1\u5fc3\uff0c\u800c\u5404\u5927\u94f6\u884c\u5219\u5e72\u8106\u8c03\u4f4e\u6309\u63ed\u5229\u7387\uff0c\u8fd9\u7ed9\u697c\u5e02\u4ef7\u503c\u4e2d\u67a2\u7684\u7a33\u5b9a\u63d0\u4f9b\u4e86\u66f4\u575a\u5b9e\u7684\u4fdd\u969c\u3002<\/p>\n<p>\u6700\u65b0\u65b0\u95fb\u62ab\u9732\uff0cRBC\uff08\u7687\u5bb6\u94f6\u884c\uff09\u65e5\u524d\u5ba3\u5e03\u518d\u6b21\u4e0b\u8c03\u6309\u63ed\u8d37\u6b3e\u5229\u7387\u3002<\/p>\n<p>\u5176\u4e2d\u56fa\u5b9a\u5229\u7387\u4e0b\u8c03\u60c5\u51b5\u4e3a\uff1a<\/p>\n<p>1yr: 2.89% to 2.74%<\/p>\n<p>2yr: 2.54% to 2.39%<\/p>\n<p>3yr: 2.64% to 2.49%<\/p>\n<p>4yr: 2.69% to 2.54%<\/p>\n<p>5yr: 2.89% to 2.59%<\/p>\n<p>7yr: 3.39% to 3.24%<\/p>\n<p>\u6d6e\u52a8\u5229\u7387\u4e0b\u8c03\u60c5\u51b5\u4e3a\uff1a<\/p>\n<p>5yr closed: 2.40% to 2.25% (Prime \u2013 0.20%)<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1700\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_2.png\" alt=\"\" width=\"640\" height=\"370\" \/><\/p>\n<p>\u6b64\u5916\uff0cCIBC\uff08\u5e1d\u56fd\u94f6\u884c\uff09\u4e5f\u5c06\u4e24\u4e2a\u5e74\u4efd\u7684\u56fa\u5b9a\u5229\u7387\u8fdb\u884c\u4e0b\u8c03\uff1a<\/p>\n<p>5yr fixed: 2.82% to 2.57%<\/p>\n<p>7yr fixed: 3.07% to 2.99%<\/p>\n<p>\u5728\u964d\u606f\u9884\u671f\u4e0b\uff0c\u5927\u94f6\u884c\u964d\u4f4e\u6309\u63ed\u8d37\u6b3e\u5229\u7387\u4e5f\u53ef\u8c13\u662f\u987a\u52bf\u800c\u4e3a\u3002\u6709\u8bc4\u8bba\u8005\u8ba4\u4e3a\uff0c\u73b0\u5728\u94f6\u884c\u5e94\u8be5\u53ef\u4ee5\u505a\u5230non-insured\uff0c3\u30014\u30015\u5e74 fixed @2.15%\uff0c5\u5e74variable @ 2.05%\u3002\u6309\u7167\u8fd9\u6837\u4e00\u4e2a\u8d8b\u52bf\uff0c\u672a\u6765\u8fd8\u53ef\u4ee5\u671f\u5f85\u94f6\u884c\u6309\u63ed\u5229\u7387\u518d\u6b21\u4e0b\u964d\u3002<\/p>\n<p>\u8fd9\u65e0\u7591\u7ed9\u75ab\u60c5\u4e2d\u7684\u697c\u5e02\u6253\u4e86\u4e00\u9488\u5f3a\u5fc3\u5242\uff0c\u5bf9\u5e02\u573a\u4fe1\u5fc3\u6062\u590d\u6709\u5f88\u5927\u7684\u52a9\u76ca\u3002\u79cd\u79cd\u8ff9\u8c61\u8868\u660e\uff0c6\u6708GTA\u697c\u5e02\u5f88\u5927\u6982\u7387\u5df2\u8fdb\u5165\u91cf\u4ef7\u9f50\u5347\u7684\u4e0a\u5347\u901a\u9053\uff0c\u4e14\u7531\u4e8e\u94f6\u884c\u7684\u5f3a\u529b\u652f\u6301\uff0c\u5728\u63a5\u4e0b\u6765\u76847\u30018\u6708GTA\u697c\u5e02\u7684\u8868\u73b0\u5e94\u8be5\u4e5f\u4e0d\u4f1a\u592a\u5dee\u3002<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1701\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_3.jpg\" alt=\"\" width=\"640\" height=\"423\" \/><\/p>\n<p>\u4f46\u8fd9\u662f\u5426\u610f\u5473\u7740\u697c\u5e02\u6295\u8d44\u8005\u53ef\u4ee5\u9ad8\u6795\u65e0\u5fe7\u4e86\u5417\uff1f\u4e5f\u672a\u5fc5\u3002<\/p>\n<p>\u672c\u516c\u4f17\u53f7\u6b64\u524d\u5206\u6790\uff0c\u968f\u7740CERB\u4e24\u4e2a\u6708\u540e\u7684\u505c\u53d1\uff0c\u4ee5\u53ca\u94f6\u884c\u6682\u7f13\u6309\u63ed\u8d37\u6b3e\u7684\u622a\u6b62\u65e5\u671f\u4e34\u8fd1\uff0c\u4e00\u90e8\u5206\u623f\u4e3b\u4f1a\u9762\u4e34\u8f83\u5927\u7684\u8d22\u52a1\u538b\u529b\uff0c\u751a\u81f3\u5bfc\u81f4\u623f\u5c4b\u65ad\u4f9b\u800c\u8fdb\u5165\u6cd5\u62cd\u7a0b\u5e8f\u3002\u8fd9\u79cd\u60c5\u51b5\u4e0d\u5f97\u4e0d\u9632\u3002<\/p>\n<p>\u540c\u65f6\uff0c\u52a0\u7f8e\u8fb9\u5883\u7ec8\u5c06\u5f00\u653e\uff0c\u9762\u5bf9\u65c1\u8fb9\u8fd9\u4e48\u5927\u7684\u4e00\u4e2a\u706b\u836f\u6876\uff0c\u52a0\u62ff\u5927\u6297\u75ab\u5f62\u52bf\u4ecd\u7136\u4e25\u5cfb\u3002\u4e00\u65e6\u75ab\u60c5\u53cd\u590d\uff0c\u5bf9\u672c\u5730\u697c\u5e02\u800c\u8a00\u540c\u6837\u662f\u4e00\u4e2a\u91cd\u51fb\u3002<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1702\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_4.jpg\" alt=\"\" width=\"640\" height=\"361\" \/><\/p>\n<p>\u56e0\u6b64\uff0c\u4e0d\u80fd\u5426\u5b9a\u76ee\u524d\u697c\u5e02\u8d85\u51fa\u9884\u671f\u7684\u5f3a\u52bf\uff0c\u4f46\u4e5f\u4e0d\u80fd\u5bf9\u672a\u6765\u53ef\u80fd\u7684\u98ce\u9669\u89c6\u800c\u4e0d\u89c1\u3002<\/p>\n<p>\u5b89\u7701\u9010\u6e10\u89e3\u5c01\uff0c\u540c\u6837\u65e2\u662f\u597d\u6d88\u606f\u4e5f\u662f\u574f\u6d88\u606f\u3002\u597d\u6d88\u606f\u662f\u697c\u5e02\u770b\u623f\u53ef\u4ee5\u6b65\u5165\u6b63\u5e38\u72b6\u6001\uff0c\u6210\u4ea4\u91cf\u6709\u671b\u8fdb\u4e00\u6b65\u6d3b\u8dc3\u3002\u574f\u6d88\u606f\uff0c\u5c31\u662f\u75ab\u60c5\u5377\u571f\u91cd\u6765\u7684\u6982\u7387\u4f1a\u52a0\u5927\u3002<\/p>\n<p>\u65e5\u524d\u5b89\u7701\u7701\u957f\u798f\u7279\u5728\u65b0\u95fb\u53d1\u5e03\u4f1a\u4e0a\u8868\u793a\uff0c\u4ed6\u4e0d\u662f\u5360\u535c\u5e08\uff0c\u6ca1\u6709\u6c34\u6676\u7403\uff0c\u6ca1\u6cd5\u544a\u8bc9\u5927\u5bb6\u53ef\u4ee5\u8fdb\u5165\u7ecf\u6d4e\u91cd\u542f\u7684\u7b2c\u4e09\u9636\u6bb5\uff08\u6700\u7ec8\u9636\u6bb5\uff0c\u5168\u9762\u89e3\u5c01\uff09\u7684\u51c6\u786e\u65e5\u671f\u6216\u65f6\u95f4\u8868\u3002\u4ed6\u4e0d\u5e0c\u671b\u5b89\u7701\u51fa\u73b0\u50cf\u7f8e\u56fd\u67d0\u4e9b\u5dde\u90a3\u6837\u7684\u75ab\u60c5\u4e8c\u6b21\u7206\u53d1\u3002<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1703\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_5.png\" alt=\"\" width=\"640\" height=\"388\" \/><\/p>\n<p>\u76ee\u524d\uff0c\u5b89\u7701\u5927\u90e8\u5206\u5730\u533a\u5df2\u7ecf\u5904\u5728\u91cd\u542f\u7b2c\u4e8c\u9636\u6bb5\u957f\u8fbe\u4e09\u5468\u4e86\uff0c\u5927\u5bb6\u53ef\u4ee5\u5728\u6237\u5916\u7528\u9910\uff0c\u53ef\u4ee5\u53bb\u516c\u5171\u6cf3\u6c60\u548c\u5546\u573a\u3002\u591a\u4f26\u591a\u548c\u76ae\u5c14\u533a\u4e5f\u5728\u7b2c\u4e8c\u9636\u6bb5\u6709\u4e00\u5468\u591a\u7684\u65f6\u95f4\u4e86\u3002<\/p>\n<p>\u798f\u7279\u8bf4\uff1a\u201c\u7b2c\u4e09\u9636\u6bb5\u662f\u91cd\u542f\u7684\u6700\u540e\u9636\u6bb5\uff0c\u56e0\u6b64\u6211\u4eec\u5e0c\u671b\u80fd\u786e\u4fdd\u8c28\u614e\u5230\u6bcf\u4e00\u4e2a\u7ec6\u8282\u3002\u201d<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1704\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_6.png\" alt=\"\" width=\"640\" height=\"348\" \/><\/p>\n<p>\u5f53\u88ab\u95ee\u53ca\u662f\u5426\u4f1a\u57287\u6708\u665a\u4e9b\u65f6\u5019\u8fdb\u5165\u7b2c\u4e09\u9636\u6bb5\u65f6\uff0c\u798f\u7279\u8ba4\u4e3a\u8fd9\u662f\u6709\u53ef\u80fd\u7684\u3002<\/p>\n<p>\u201c\u53ef\u80fd\u4f1a\u975e\u5e38\u63a5\u8fd17\u6708\u5e95\uff0c\u6211\u53ea\u662f\u6ca1\u6709\u6c34\u6676\u7403\uff0c\u6ca1\u6cd5\u7ed9\u4f60\u7b97\u51fa\u51c6\u786e\u7684\u65e5\u671f\u3002\u6211\u4eec\u6b63\u5728\u7aed\u5c3d\u6240\u80fd\uff0c\u4ee5\u8d1f\u8d23\u4efb\u7684\u6001\u5ea6\u5f00\u5c55\u884c\u52a8\u3002\u4e0e\u5317\u7f8e\u5404\u4e2a\u8f96\u533a\u76f8\u6bd4\uff0c\u6211\u4eec\uff08\u5b89\u7701\uff09\u7684\u75ab\u60c5\u662f\u63a7\u5236\u5f97\u5f88\u597d\u7684\u3002\u201d<\/p>\n<p>\u91cd\u542f\u7b2c\u4e09\u9636\u6bb5\u53ef\u80fd\u4f1a\u6d89\u53ca\u6062\u590d\u66f4\u591a\u670d\u52a1\uff0c\u6bd4\u5982\u5065\u8eab\u623f\u3001\u7535\u5f71\u9662\u3001\u5ba4\u5185\u5c31\u9910\u3001\u9152\u5427\u548c\u56e2\u4f53\u4f53\u80b2\u6d3b\u52a8\u3002<\/p>\n<p>\u5728\u8fc7\u53bb\u4e09\u5468\u7684\u5927\u90e8\u5206\u65f6\u95f4\u91cc\uff0c\u6574\u4e2a\u5b89\u7701\u6bcf\u5929\u4ecd\u6709100\u591a\u4e2a\u65b0\u589e\u75c5\u4f8b\u3002<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1705\" title=\"\" src=\"http:\/\/stanleyfinancial.ca\/wp-content\/uploads\/2020\/07\/5_1251403633_7.jpg\" alt=\"\" width=\"640\" height=\"443\" \/><\/p>\n<p>\u4e0e\u6b64\u540c\u65f6\uff0c\u7f8e\u56fd\u5357\u90e8\u8bb8\u591a\u5dde\u5728\u91cd\u65b0\u5f00\u653e\u4e86\u591c\u5e97\u9152\u5427\u4e4b\u540e\uff0c\u6bcf\u5929\u80fd\u770b\u52305000-10000\u7684\u65b0\u589e\u75c5\u4f8b\u3002\u798f\u7279\u8bf4\uff1a\u201c\u4f60\u4eec\u770b\u770b\u8fb9\u5883\u4ee5\u5357\u53d1\u751f\u4e86\u4ec0\u4e48\uff0c\u6211\u4e0d\u5e0c\u671b\u90a3\u79cd\u60c5\u51b5\u53d1\u751f\u5728\u8fd9\u91cc\u3002\u201d<\/p>\n<p>\u201c\u6211\u4eec\u5c06\u4f1a\u5f88\u5feb\u8fdb\u5165\u7b2c\u4e09\u9636\u6bb5\u3002\u73b0\u5728\u516c\u5171\u536b\u751f\u59d4\u5458\u4f1a\u8fd8\u5728\u8ba8\u8bba\u5177\u4f53\u7684\u65e5\u671f\uff0c\u4e4b\u540e\u4f1a\u63d0\u4ea4\u7ed9\u536b\u751f\u5385\uff0c\u5e76\u5f97\u5230\u6700\u7ec8\u7ed3\u679c\u3002\u201d<\/p>\n<p>\u6765\u6e90\uff1a\u7406\u8d22\u4eba\u751f<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u697c\u5e02\u590d\u82cf\u91cd\u5927\u5229\u597d\uff0c\u6309\u63ed\u5229\u7387\u518d\u6b21\u4e0b\u8c03 \u75ab\u60c5\u7206\u53d1\u9ad8\u5cf0\u76844\u30015\u6708\uff0c\u697c\u5e02\u8868\u73b0\u4e0d\u5c3d\u4eba\u610f\u3002\u201c\u5d29\u76d8\u201d\u3001\u201c\u8170\u65a9\u201d\u7684\u5f3a\u70c8\u5531\u7a7a\u6d3e\u53c8<a class=\"excerpt-readmore\" href=\"https:\/\/stanleyfinancial.ca\/?p=1687\">&hellip;Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":1699,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"_links":{"self":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/1687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1687"}],"version-history":[{"count":2,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/1687\/revisions"}],"predecessor-version":[{"id":1707,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/posts\/1687\/revisions\/1707"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=\/wp\/v2\/media\/1699"}],"wp:attachment":[{"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stanleyfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}